In recent years, the Government of Karnataka has launched several welfare schemes to uplift the socio-economic status of women, one of the most impactful being the Gruha Lakshmi Scheme. This scheme is designed to empower women by providing financial assistance for purchasing homes. Targeting the most vulnerable sections of society, Gruha Lakshmi aims to make homeownership accessible, offering women a chance to improve their living standards and gain financial independence.
Information Table for Gruha Lakshmi Yojana
| Scheme Name | Gruha Lakshmi Scheme |
| Launched By | Government of Karnataka |
| Launched In | 2023 |
| Objective | To provide financial assistance to women for housing and promote homeownership |
| Target Beneficiaries | Women who are heads of households in Karnataka |
| Benefit Provided | ₹2,000 monthly financial assistance (direct transfer) to eligible women |
| Total Assistance (Annually) | ₹24,000 per year |
| Mode of Payment | Direct Benefit Transfer (DBT) to the beneficiary’s bank account |
| Application Mode | Online & Offline |
| ಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ online application link | https://sevasindhu.karnataka.gov.in |
ಸೇವಾ ಸಿಂಧು ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ – Key Objectives of the Gruha Lakshmi Scheme Karnataka
- Gruha Lakshmi Scheme Empower women by providing them with direct financial assistance.
- Support women who are heads of households to achieve financial independence.
- Promote gender equality in property ownership and economic participation.
- Improve the living standards of low-income and BPL families.
- Reduce the economic dependency of women on male family members.
- Ensure timely and transparent fund transfers through Direct Benefit Transfer (DBT).
- Strengthen the role of women in household decision-making and family welfare.
- Provide consistent monthly income support to help manage essential household expenses.
- Encourage digital inclusion through registration on government portals like Seva Sindhu.
- Contribute to long-term poverty alleviation and social development in Karnataka.
Major Benefits of the Gruha Lakshmi Scheme
- Provides ₹2,000 monthly gruha lakshmi amount (ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ ಹಣ) directly to women heads of households.
- Ensures economic support for poor and lower-middle-class families in Karnataka.
- Empowers women by giving them control over household finances.
- Promotes financial independence and social dignity for women.
- Helps cover essential needs like food, education, healthcare, and utilities.
- Uses Direct Benefit Transfer (DBT) to ensure fast, transparent, and corruption-free payments.
- Targets BPL and Antyodaya card holders, ensuring benefits reach the most needy.
- Improves overall family welfare by reducing financial stress.
- Encourages women’s participation in financial and decision-making roles within the family.
- Acts as a safety net for families with no stable income or livelihood source.
If you’re interested in other welfare initiatives for Karnataka’s youth, you may also want to explore the Yuva Nidhi Scheme, which provides financial support to educated unemployed youth across the state.
Eligibility Criteria for Gruhalakshmi Scheme
- The applicant must be a woman head of the household, as mentioned in the ration card (Antyodaya, BPL, or APL)
- Only one woman per family can receive the benefit under the scheme.
- The woman must be a resident of Karnataka.
- The woman (or her husband) should not be a taxpayer (i.e. should not pay income tax).
- The woman must not be a government employee.
- The woman’s husband must also not be paying income tax or filing GST returns.
Gruha Lakshmi Scheme Apply Online Karnataka – ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ ಅಪ್ಲಿಕೇಶನ್
Step 1: Visit the official portal of Seva Sindhu and complete your login procedure.
Step 2: Once logged in, search for Gruha Lakshmi Scheme in the search bar or browse through the available schemes to find it.
Step 3: Click on the Download Application link to get the application form.
Step 4: Print the form and fill it out with the required details.
Step 5: Prepare Required Documents.
Step 6: Now Review All the details.
Step 7: Then click on the submit option.
Documents Required to ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ online application
Here is the list of ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ ದಾಖಲೆಗಳು:
- Aadhaar Card
- Ration Card
- Income Certificate
- Bank Passbook or Cancelled Cheque
- Photograph
- Mobile Number
- Proof of Residence
- Husband’s Aadhaar Card and Mobile Number
Gruha Lakshmi Status Check Online
- Visit the official Seva Sindhu portal at
- Look for the Know Your Application Status or Track Application section for the Gruha Lakshmi Scheme
- Enter your Application Number or Aadhaar Number
- Fill in any other required details, such as date of birth or mobile number
- Click on Submit or Check Status to view your application status
- Alternatively, check the status via SMS if available in your district by sending your application ID
- You can also call the Karnataka government helpline at 1902 for assistance
FAQs
Q. How much financial assistance is provided under the scheme?
Under the Gruha Lakshmi Scheme, eligible women heads of households receive ₹2,000 per month as financial assistance. This amount is directly transferred to their bank accounts every month to support their household expenses and promote economic independence.
Q. How to check the 2000 Gruha Lakshmi status?
To check Mahiti Kanaja Gruhalakshmi status, visit the official site. Fill out the date, month and. RC Number. Fill the captcha. Click on the Gruha Lakshmi application status. Now check your Amount.
Q. What to do if the Gruhalakshmi amount is not credited?
Verify your bank account and Aadhaar are linked, your bank account is active, and your details are correct in the Gruha Lakshmi database. If these are confirmed, contact the bank’s customer care and then contact the Ganathala or the relevant department responsible for the schem
